Can You Use Someone Else’s Costco Card? (REVEALED!)

9 Min Read
Can You Use Someone Else's Costco Card

How can I prevent unauthorized charges on my account from happening in the first place?

One way to prevent unauthorized charges on your account is by keeping an eye on your statements and notifications. Sometimes, scammers will use unauthorized charge card numbers to make purchases on your account. 

Can I Use Another Person’s Costco Card? 

Had a great time at Costco the other day? Then you’re probably wondering – can other people use my membership card? Or does the cardholder have to be present when using it? Can you use someone else’s Costco card? Well, let’s take a look at the details! 

As it turns out, other people can use your membership card as long as you’re not denying them access or engaging in any illegal activities.

You can even use the card online if you’re registered for an online member account. So go ahead and sign up today!

What is Costco?

Costco is a membership-based warehouse club that sells groceries, clothing, and other household items.

For those of you who are not familiar with Costco, it is a great place to stock up on essentials like food, household items, and toys. If you’re new to Costco, the membership is free for you! 

What is a Costco Card?

A Costco card is often issued to employees, but anyone can request one if desired. This includes family and friends.

However, it’s important to remember that card privileges are not transferable. Consider all of your options before making a decision – it may not be the best option for you!

How to Get a Costco Household Card?

Costco is a paradise for shoppers – not just because of the huge selection of products, but also because of the membership benefits and cost savings that come with it.

One of the membership perks that many people are interested in is the Costco household card. 

This card grants cardholders access to exclusive deals and discounts on their purchases.  In addition, cardholders can use the card to pay for items at Costco, as well as shop at Costco online and in-store. 

Overall, the pros of getting a Costco household card outweigh the cons by far! The only downside.

There are some restrictions – such as the card not being valid in Alaska, Hawaii, or Puerto Rico – but these are generally minor details. So what are you waiting for? Apply today and start saving!

Use a Costco Gift Card:

Before giving someone else your membership card, there are a few things you need to take into account. 

  • Firstly, the gift card cannot be used outside of Canada and the US – this includes online transactions as well. 
  • Secondly, if the recipient doesn’t have a credit or debit card they will need to contact Costco to receive their purchase receipt. 
  • Finally, when it comes to tracking spending – all transactions are recorded on the gift card’s magnetic strip so you can always monitor how much is being spent.

Shop Together with a Member:

It’s always a good idea to shop together with a member! Not only will you get the best deals, but you’ll also be able to make repayments for your purchases. 

And even if the member has authorized the use of their card at Costco, some restrictions need to be considered.

For example, the card must be used within a certain timeframe and at specific locations.ALWAYS ask first before using someone else’s card!

Shop Online:

When it comes to shopping, online is the way to go. Not only are there no queues or the inconvenience of carrying a physical card around, but you can also save on your purchases by using coupons and discounts available through Costco membership. 

Use a Delivery Service:

One of the best ways to protect your Costco membership is to use a delivery service. This way, you always have written approval from the company and there are minimal chances of anything going wrong.

If something does go wrong, be prepared to foot the cost yourself as membership card privileges generally aren’t given away free! 

Costco Business Card:

Costco business cards are a great way to help promote your business to the Costco membership-holder and their family and friends.

You can use the card without worrying about the recipient’s membership status, which is a big bonus. 

Additionally, another person cannot use your card if they do not have a Costco membership or if their account is not in good standing.

Costco Membership Rules:

When it comes to Costco membership cards, the rules are quite clear – they’re for the member and holder only.

So, if you want to give someone else access to your cards, like a family member or friend, make sure you have their permission first. 

If something happens to the cardholder’s original membership card and they can’t get hold of a new one, then they needn’t despair as there are other ways of getting around the restrictions. 

You can print out a copy of your membership details so that person knows what needs to be done in case anything goes wrong with the original card.

The usefulness of the card diminishes over time so members must check its validity regularly and replace/renew when required.


Can you use someone else’s Costco card? The short answer to this question is yes, other people can use your membership card. However, there are a few things to keep in mind when doing so which are given above.

So, if you have liked this article then please leave your comments below. Thank you!


Is it safe to use a Costco card without specifying who the recipient is?

Yes, using a Costco card without specifying the recipient is usually safe. However, if you are not sure about who the beneficiary of the Costco transaction should be, then it’s best to ask somebody close to you before proceeding with the purchase.

What are the pros and cons of using another person’s Costco card?

The Pros of using the card are that you may qualify for a higher credit limit and no annual fee. However, the Cons of using a Costco card from another person include the potential risk of someone being fraudulent or even stealing your identity. 

What should I do if I forget my Costco password or PIN?

If you forget your password or PIN for your Costco membership, there are a few things you can do to retrieve it. For example, if your friend withdraws money from the card without your knowledge, you may end up being charged for that transaction too. 

Share this Article